Medicare Insurance

AAA Central Penn Insurance Agency offers a comprehensive array of Medicare options, including Original Medicare (Parts A and B), Medicare Advantage (Part C) plans that combine hospital, medical, and often extra benefits like vision or dental, and Part D Prescription Drug plans. Agents also assist with choosing supplemental plans (“Medigap”) for those who want more predictable out-of-pocket costs.

Medicare Advantage plans are private-issuer alternatives to Original Medicare, bundling Part A, Part B, and often Part D coverage, with extra benefits like wellness programs or over-the-counter funds. Annual reviews during open enrollment (Oct 15–Dec 7) help you compare network options, costs, and benefits to find a better fit.

The Annual Enrollment Period (AEP) from October 15 to December 7 is the best time to review your current coverage and compare new options. Plan details, provider networks, and out-of-pocket costs can change yearly, and reviewing your plan can help you avoid penalties and optimize benefits for the coming year.

AAA’s licensed Medicare specialists offer one-on-one support to help you compare plan types, understand eligibility rules or special situations (like employer coverage), and make informed choices that align with your health and budget goals. They can help you understand costs like premiums, deductibles, and co-pays.