Home Insurance
Your home is likely your most valuable asset. AAA Central Penn Insurance Agency offers comprehensive home insurance policies designed to protect you, your property, and your belongings from unexpected events.
Why Choose AAA Central Penn Home Insurance?
- Independent Agency: We work with multiple carriers to provide you with the best coverage at the best price.
- Comprehensive Coverage: Safeguard your home and possessions from risks like fire, theft, vandalism, and more.
- Affordable Rates: We offer competitive rates that don’t compromise on protection.
- Local Agents: Get personalized advice and service from agents who are experts in your area.
Home Insurance Coverage Options
Dwelling Coverage
Protects your home’s structure, including walls, roof, and foundation, from damage due to fire, wind, or other covered perils.
Personal Property Protection
Covers the contents of your home, including furniture, electronics, clothing, and other personal items, in case of damage or theft.
Liability Coverage
If someone is injured on your property, this coverage helps pay for their medical bills and protects you from lawsuits.
Additional Living Expenses
If your home becomes uninhabitable due to a covered loss, this coverage pays for temporary housing, food, and other living expenses while your home is being repaired.
Optional Home Insurance Add-Ons
Flood Insurance
Standard home insurance policies don’t cover flood damage. Flood insurance ensures your property is protected in the event of heavy rains or other flooding events.
Earthquake Coverage
Protects your home and belongings from damage caused by earthquakes.
Umbrella Insurance
Offers extra liability protection above and beyond your standard home insurance policy.
Identity Theft Protection
Helps cover costs related to identity theft, including legal fees and lost wages.
Condo Insurance
Central Penn Insurance Agency offers condo insurance coverage to help protect your home and belongings from unexpected events. Coverage options include:
- Dwelling Coverage: Covers the interior structure of your condo (not typically covered by your HOA’s policy) in the event of damage due to fire, theft, or other perils.
- Personal Property Protection: Protects your personal belongings, such as furniture, electronics, and clothing, from theft, fire, or other damages.
- Liability Coverage: If someone is injured in your condo, this coverage helps pay their medical bills and protects you from lawsuits.
- Loss of Use Coverage: Pays for temporary living expenses if your condo is uninhabitable due to a covered event.
- Additional Living Expenses: Covers costs for lodging, food, and other expenses if you need to temporarily relocate.
Renters Insurance
AAA Central Penn Insurance Agency provides renters insurance to protect your personal property and provide peace of mind. Coverage options include:
- Personal Property Protection: Covers your personal items such as furniture, electronics, and clothing in case of fire, theft, or vandalism.
- Liability Coverage: Helps protect you financially if someone is injured while on your rented property or if you accidentally cause damage to someone else’s property.
- Loss of Use Coverage: If your rental home becomes uninhabitable, this helps pay for additional living expenses, such as a hotel stay or food costs.
Other Insurance Options
Life is full of unexpected turns. AAA Central Penn keeps you protected through every curve with reliable insurance coverage.
Insurance protection for your car
Safeguard your family’s future
Expert guidance and comprehensive plans
Plan a trip with peace of mind
Protect your furry friends
Helping guard you against life’s unforeseen mishaps.
