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AAA vs. Auto Insurance Policy Coverage
Roadside Assistance Comparison¹
When you look at AAA and the competition, you'll see there's really no comparison.
|Provider/Annual Cost||Roadside Assistance||Coverage Follows||Additional Benefits or Disadvantages||Consumer Satisfaction & Value Ratings³|
|AAA Plus ($88)||Full Service² w/ Towing FREE Up to 100 miles to your location choice||The Member||Significant Benefits w/Discounts on a wide range of consumer services and products / No disadvantages||Top-rated for Consumer Satisfaction & Cost-to-Value|
|Insurance Co. ($10-$30) with a Roadside Assistance network and Toll Free Number||Limited Service w/ Towing Free ONLY to the nearest network repair facility||The Vehicle||No Additional Benefits / Disadvantage: Usage can INCREASE Insurance premium||Low Consumer Satisfaction & Cost-to-Value Ratings|
|Insurance Co. ($10-$30) with Reimbursement coverage (no network) from $25 to $200, depending on carrier||NO Service – Customer finds Roadside Assistance on own and pays then turns in receipt to insurance company for reimbursement up to coverage limit||The Vehicle||No Additional Benefits / Disadvantage: Usage can INCREASE Insurance premium||Low Consumer Satisfaction & Cost-to-Value Ratings|
|No AAA and No Insurance Co. coverage||Customer on their own – Average cost nationally for 100 mile tow is $250 - $600, depending on location.||Not Included||Not Included||Not Recommended|
¹General Comparison using Industry Averages and Statistics – May be exceptions to details provided.
²Full Service Roadside Assistance includes Towing, Battery, Flat Tire, Lockout, Fuel Delivery, and Winching.
³Rating Services such as Consumer Reports, Angie’s List, and ValuePenguin.
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