Pet Insurance

With budget-conscious deductibles and copays, no breed or gender discrimination, and straight-forward coverage, you can enjoy life with your pet knowing AAA has you covered. 

Coverage Built on “Yes!”

We’re proud to offer pet insurance coverage that makes it easy to say “Yes!” to treatment. Here’s how:

Affordable Pricing Options

Three coverage options to choose from:

Standard Preferred Premier
70% reimbursement
$300 deductible
80% reimbursement
$200 deductible
90% reimbursement
$100 deductible
$100,000 lifetime limit $100,000 lifetime limit $100,000 lifetime limit
  • Only pay your deductible once for vet visits related to the same diagnosis.
  • No pricing discrimination due to breed or gender.
  • Discounts available on Pet Insurance to offer AAA Members or policyholders.

Real Protection

  • Coverage for accidents, injuries and illnesses from the trusted AAA name 
  • Transparency surrounding excluded pre-existing conditions when you participate in ClarityTM
  • Simple claims process with fast reimbursement  


Clarity is an option from Companion Protect for pre-existing conditions. By participating in this optional program, you’ll receive a complete list of excluded pre-existing conditions before you file a claim.

Learn more - and get a quote today

Already a AAA Pet Insurance customer? Visit to access your account.

Companion Protect Agency, LLC (“Companion Protect”) administers the pet insurance program on behalf of CSAA. Companion Protect is a licensed insurance agency in California, it is known as “CP Pet Insurance Services, LLC” (CA license #0N14138). It is located at 10950 El Monte, Ste. 120, Overland Park, KS 66211. For a copy of the Companion Protect privacy policy, visit Companion Protect has no affiliation with Companion Life Insurance Company or its affiliated companies. 

Premium is paid monthly in advance of coverage. A service or payment fee may also apply if premium is paid by EFT or credit/debit card. (See your billing statement.) A deductible and copay may be applied to claims. There is a lifetime coverage benefit of $100,000. You can cancel coverage at any time; a prorated refund may apply. Coverage descriptions are for information purposes only and are subject to the terms and conditions of your policy. See your policy for details. 

Auto and Home insurance provided by CSAA Insurance Group, a AAA Insurer. Discounts vary based upon eligibility. Discounts not cumulative. Coverage varies based upon policy provisions. Life Insurance underwritten and annuities offered by AAA Life Insurance, Livonia, MI. © 2021 CSAA Insurance Group.

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